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That math lesson will cost you 20 time dollars, please

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Doris Feldman, a member of the Visiting Nurse Service of New York Time Bank, earned time dollars by giving Michelle Gamble, 11, a painting lesson. (Courtesy VNS)

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Need your computer fixed? Help with the housework? Why pay for these services when you could trade your time and expertise for them? As the global economy tanks, time banks—-where people invest their time and expertise, not money—-are popping up across the country. There are 95 such banks in 32 states, according to Time Banks USA. Roughly half of them sprouted up this past year.